Fintech and digital financial services [Fintech y servicios financieros digitales]

Authors

  • Cesar Daniel Chuma-Doncon Universidad Católica de Cuenca, Extensión Cañar, Cañar, Ecuador
  • Deisy Castillo-Castillo Universidad Católica de Cuenca, Extensión Cañar, Cañar, Ecuador

DOI:

https://doi.org/10.62574/rmpi.v4i3.171

Keywords:

transnational corporations, finance and trade, currencies

Abstract

It aims to analyse the impact of Fintech on digital financial services, exploring both the opportunities and challenges they present. This study was conducted using a systematic review, the document population was 16 scientific articles, the search was limited to articles published in the last ten years (2013-2023) to ensure the relevance and timeliness of the information. Cybersecurity is a central concern due to the increase in digital transactions and the management of sensitive data. Despite these challenges, Fintech has contributed significantly to the financial sector, improving and innovating operational processes and benefiting both individuals and large organisations. Fintech research is crucial as it highlights the importance of technology in the development of the financial industry and helps to better understand this dynamic and growing business model.

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References

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Published

2024-07-01

How to Cite

Chuma-Doncon , C. D. ., & Castillo-Castillo, D. . (2024). Fintech and digital financial services [Fintech y servicios financieros digitales]. Multidisciplinary Journal Investigative Perspectives/Revista Multidisciplinaria Perspectivas Investigativas, 4(3), 20–26. https://doi.org/10.62574/rmpi.v4i3.171